About PersonifyUSA.com
We explain Personify loans in plain English and help borrowers request $200 to $5,000 from licensed lenders. We are not a lender, and we are not Personify.
Two jobs, kept separate
First, we publish a plain-English guide to Personify Financial's loans: the rates, the fees, the requirements and the states it serves, all checked against the lender's own disclosures.
Second, we run a request form. If you need $200 to $5,000, you send one short request and we pass it to licensed lenders who may make you an offer.
- The guide is free to read, with no sign-up
- Sending a request costs nothing
- You are never obliged to accept an offer
What we are not
Not a lender
We do not make loans, set rates or approve applications. The lender you are matched with does all of that.
Not Personify
This site is not owned by, affiliated with or operated by Personify Financial. To apply with Personify itself, go to personify.com.
Not a credit decision
We cannot tell you whether you will be approved. Only a lender can, after it reviews your details.
How we make money
You should know who pays for a site before you trust what it says. Here is exactly how this one is funded.
Lenders pay us
When a request sent from this site connects a borrower with a lender, that lender may pay us a referral fee.
You pay us nothing
Reading the guide is free and so is sending a request. Any loan costs come from the lender and are disclosed before you sign.
Payment does not buy coverage
What we are paid never changes the rates, fees or drawbacks we report. We show the expensive end of a range as clearly as the cheap end.
Not every lender is here
We work with a limited group of lenders, so the offers you see are not the whole market. Compare with a bank or credit union too.
How we check our facts
A loan at these interest rates is a serious commitment, so the numbers on this site have to be right.
Primary sources first
Rates, fees, loan terms and state availability come from Personify's own rates, terms and licensing disclosures, not from other review sites.
Estimates are labelled
Where a lender does not publish a figure, such as a minimum credit score, we say so and name the third party behind any estimate.
Checked every month
Each page shows the date it was last fact-checked. We review the figures monthly and whenever a lender changes its terms.
Mistakes get fixed
If you spot an error, email us. We correct confirmed mistakes promptly and update the fact-check date on the page.
What happens to your request
You send a short request
The amount, your state and a few details about your income and credit.
We pass it to lenders
Your details go to one or more licensed lenders or lending partners, as set out in our Privacy Policy.
A lender responds
If a lender can help, it shows you the APR, fees and payment schedule before you agree to anything.
You decide
Accept the offer or walk away. Walking away costs you nothing.
Borrow carefully
The loans described on this site are expensive. They are meant for short-term needs, not for long-term money problems, and a late payment can bring extra fees and collection activity.
Before you accept any offer, check the total you will repay, not just the payment. If you can qualify for credit below 36% APR anywhere else, that will almost always cost you less.
Questions or corrections
We read every message. Please do not send account numbers, Social Security numbers or other sensitive details by email.
[email protected]Ready to see your options?
Send one short request and hear back from a licensed lender.